Membership

Who We Are

The BCBST Employee Credit Union is a not-for-profit financial cooperative owned by its members. It is operated for BlueCross BlueShield of Tennessee employees by a Board of Directors. Members of the BCBST Employee Credit Union are shareholders of the organization and are entitled to share in its earnings through dividends voted by the Board of Directors.

BCBST Employee Credit Union Purpose

The BCBST Employee Credit Union's sole purpose is to serve the financial needs of its members. As a member-owned, not-for-profit financial cooperative, we are committed to our members. We will encourage and promote the philosophy that credit unions were founded on, "People Helping People." We will treat all members with respect and dignity, and we will offer honest and fair treatment to all members at all times.

Who is eligible for membership?

All current BlueCross BlueShield of Tennessee employees, employees’ immediate family members, and BlueCross BlueShield of Tennessee subsidiaries.

How do I start a membership account?

To start your membership, you must open a savings account with a deposit of $5.00 which will give you ownership in BCBST Employee Credit Union. There is a $1.00 membership fee to join. You may request that a membership application be mailed to you, pick up your application at the credit union location, or apply online.