Lending Services

Apply for a Loan Loan Calculators

Loan Types

  • Signature: (up to $20,000.00)

  • Automobile: New and Used

The credit union will finance 100% of the dealer’s sticker price on a new vehicle, including taxes, tag, and title fees.
The credit union will finance up to 100% of the NADA retail value on used vehicles 10 years and newer. The credit union will finance up to 90% of the NADA value on used vehicles 11 years and older. Please call the credit union for further details or apply now.

Special Interest Vehicles:

Boats, motorcycles, campers, ATVs, etc.

Mortgage

The BCBST Employee Credit Union is excited to partner with 7 Mortgage for your specific mortgage needs! For more information, please click the logo below or email NewMortgage@7.coop for a return call.

 
 
 

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Helping Hand Loans

($600, $1,000, $1,500)

  • Must be a credit union member for at least one year

  • Must have no more than one outstanding loan with the credit union to apply (cannot be a current Helping Hand Loan)

  • Must have no previous losses (bad loans) with the credit union

  • Must not have been denied a loan with the credit union in the past six months

  • One Helping Hand Loan per member per year

  • Must have no outstanding garnishments

  • Member cannot be participating in a chapter 13 plan or chapter 7 bankruptcy

  • After dismissal of chapter 13 plan or chapter 7 bankruptcy, the member must wait six months before being eligible to apply

  • All credit union accounts must be in good standing

  • Payment must continue to be made if payroll deduction ceases due to disability, etc.

  • There will be a non-refundable $20.00 processing fee for all Helping Hand Loan applications due at the time of application

  • 12 months to repay

  • The interest rate will be 18%

  • MEMBER MUST PROVIDE A CURRENT CHECK STUB SHOWING 80 HOURS WORKED

Apply for a Loan