Fees
BCBST Employee Credit Union Fee Schedule
| Service | Fee |
|---|---|
| Membership Fee | $1.00 |
| Paper Statement Fee (if not enrolled in e-Statements) |
$3.00 per statement |
| Late Payment Fee (Monthly Service Charge) |
5% of Delinquent Balance – minimum $5.00 |
| Overdraft Protection Transfers | $5.00 |
| NSF Fees | $35.00 |
| Negative Account Fee (per occurrence) |
$35.00 |
| Stop Pay Fee | $35.00 |
| Photocopy of a Check (Less than 6 months old) |
$2.00 |
| Photocopy of a Check (Over 6 months old) |
$5.00 |
| Duplicate Copy of Previous Year’s Statement | $5.00 |
| Duplicate Copy of Statement 2005 and Older | $5.00 per page |
| Duplicate Copy of Same Year’s Statement | $3.50 |
| Printout of Account | $1.00 |
| Personalized Check Order | Varies by vendor |
| Re-Issue ATM / Mastercard Check Card | $5.00 |
| ATM Withdrawals (more than 6x per month), Balance Inquiries (more than 2x per month), and Transfers (more than 2x per month) |
$1.00 each |
| Dormant Account Charge (Balance less than $25 and more than 1 year with no activity) |
$10.00 per year |
| IRA Early Withdrawal Service Fee (Under 59½ years old) |
$25.00 |
| Christmas Club Early Withdrawal Fee | $10.00 |
| Close/Re-Open Account with New Account Number | $35.00 |
| Closed Account Within 6 Months of Opening | $10.00 |
| Incoming Wire Transfers | $10.00 |
| Money Orders (Cameron Hill only) | $1.00 |
| Returned Money Orders | $5.00 per hour |
| Photocopy of Money Orders | $5.00 |
| Returned Cashed / Deposited Checks | $10.00 |
| Records Research ($15.00 minimum) | $15.00 per hour |
| International ACH Transactions (IAT) | $15.00 per transaction |
| Foreign Item (foreign check - not U.S. check) | $15.00 per item |
| Cashier Checks | $5.00 |
| Outgoing Wire Transfers | $20.00 |
| Remote Deposit Fee | $1.00 per item |