BCBST Employee
Credit Union

801 Pine Street
Chattanooga, TN 37402
Phone: (423) 535-5736
Fax: (423) 535-4801
Email Us

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Member Fees

BCBST Employee Credit Union Fee Schedule
Service Fee
Membership Fee $1.00
Monthly Service Charge
(Regular Checking Accounts)
$5.00 per month
Late Fees (Monthly Service Charge) $2.00
NSF Fees (Regular & Basic Checking Accounts) $20.00
NSF Fees (ATM, ACH or Point of Sales) $20.00
Stop Pay Fee $12.00
Photocopy of a Check (Less than 6 months old) $2.00
Photocopy of a Check (Over 6 months old) $5.00
Duplicate Copy of Previous Year’s Statement $5.00 per page
Duplicate Copy of Same Year’s Statement $3.50 per page
Printout of Account $1.00
Overdraft Protection from Savings
(Regular Checking Accounts Only)
FREE
Personalized Check Order Varies by Vendor
Re-Issue ATM/Visa Check Card $6.00
Visa Check Card Monthly Maintenance Fee FREE
Dormant Account Charge
(Balance less than $25)
$10.00 per year (After 1 year
with no activity)
Tellerline Inquiries (After 10 per month) $.25 per inquiry
IRA Early Withdrawal Service Fee
(Under 59½ years old)
$25.00
Christmas Club Early Withdrawal Fee $10.00
Incoming WireTransfers $10.00
Money Orders (Downtown only) $1.00
Returned MoneyOrders $5.00
Photocopy of Money Orders $5.00
Returned Cashed/Deposited Checks $10.00
Books of Stamps $8.40
Notary Service FREE
Records Research ($15.00 minimum) $15.00 per hour
Copies of Consumer Reports Magazine FREE
State & Federal Tax Forms FREE



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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.